Top 3 Mortgage Lenders in Borger

Happy State Bank has been deeply embedded in the Borger community for decades, operating a full-service branch right in the heart of town. As a local Texas bank with strong community ties, they offer personalized mortgage services with local decision-making. Their mortgage team understands the unique Panhandle real estate market and provides competitive rates with exceptional customer service. They consistently receive high marks for their responsive communication and ability to guide first-time homebuyers through the entire process.

As one of the largest family-owned banks in the United States, Amarillo National Bank has been serving the Texas Panhandle region for over 130 years. While based in Amarillo, they actively serve Borger and the surrounding Hutchinson County area with dedicated mortgage specialists who understand rural and small-town property financing. They're particularly known for their construction lending expertise and competitive conventional loan products, with many customers praising their straightforward process and local underwriting.

Foundation Mortgage is a highly-rated Amarillo-based mortgage company that extensively serves the entire Texas Panhandle region, including Borger. They've built an exceptional reputation for their expertise in VA loans and first-time homebuyer programs, with numerous reviews highlighting their educational approach and patience with new buyers. Their team includes experienced loan officers who specialize in rural property financing common in the Borger area, and they're known for their competitive rates and efficient closing processes.