Top 3 Mortgage Lenders in Bovina

Happy State Bank has been serving the Texas Panhandle region for over a century with deep community roots and exceptional customer service ratings. Their mortgage division specializes in agricultural and rural property lending, making them particularly well-suited for Bovina's market. They offer personalized service with local decision-making and have extensive experience with ranch, farm, and rural residential properties throughout the area.

First United Bank has been a trusted financial institution in the Texas Panhandle for over 120 years, with specialized expertise in rural and agricultural lending. Their mortgage team understands the unique needs of smaller communities like Bovina and offers competitive rates with local underwriting. They're particularly strong in construction loans and agricultural property financing, with deep knowledge of the local real estate market.

Guild Mortgage has an excellent reputation throughout West Texas with specialized experience serving rural communities. Their Lubbock branch actively serves the Bovina area with competitive rates and exceptional customer service ratings. They offer a wide range of loan programs including USDA loans perfect for rural properties, and their digital mortgage process makes financing accessible from remote locations while maintaining personalized local service.