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Home/Texas/Cactus
Cactus, TX

Top 3 Mortgage Lenders in Cactus

Compare verified mortgage lenders serving Cactus, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
646+
Reviews
9
Loan Types

Available Loan Programs in Cactus

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Renovation
Construction-to-Permanent

Featured Mortgage Lenders

1

Amarillo National Bank Mortgage Department

Amarillo National Bank

★★★★☆
4.8/5

As the largest locally-owned bank in the Texas Panhandle, Amarillo National Bank has been serving communities throughout the region including Cactus for over 130 years. They offer highly competitive mortgage rates with personalized service from local loan officers who understand the unique needs of Panhandle residents. Their mortgage team provides comprehensive lending solutions with quick turnaround times and exceptional customer service, earning them outstanding reviews from homeowners throughout the area.

Experience:134 years
Reviews:285 customer reviews
410 S Taylor St, Amarillo, TX 79101

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Benchmark Mortgage Amarillo

Benchmark Mortgage

★★★★☆
4.9/5

Benchmark Mortgage has built an exceptional reputation throughout Texas with their Amarillo branch consistently receiving top ratings for mortgage services. They specialize in creating custom mortgage solutions for homebuyers in the Panhandle region, including Cactus residents. Known for their transparent process, competitive rates, and exceptional communication, their local loan officers have deep roots in the community and extensive experience with rural and suburban properties throughout the region.

Experience:27 years
Reviews:189 customer reviews
701 S Taylor St #500, Amarillo, TX 79101

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance
3

Happy State Bank Mortgage Division

Happy State Bank

★★★★☆
4.7/5

With deep roots in the Texas Panhandle, Happy State Bank has been serving communities like Cactus for over a century. Their mortgage division offers personalized service with local decision-making authority, ensuring quick approvals and competitive rates. They're particularly strong with agricultural and rural property financing, making them an excellent choice for Cactus area homebuyers. Customers consistently praise their knowledgeable staff, streamlined process, and commitment to community banking values.

Experience:104 years
Reviews:172 customer reviews
600 S Taylor St, Amarillo, TX 79101

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinance

Why Choose a Mortgage Lender in Cactus?

Local Market Knowledge

Lenders who understand Cactus's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Texas.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Cactus and get competitive rates on your home loan.