Top 3 Mortgage Lenders in Charlotte

Broadway Bank is a highly-rated regional financial institution with a strong mortgage division that serves the Charlotte area and surrounding South Texas region. With over 80 years in business, they offer personalized mortgage services through local loan officers who understand the unique needs of rural Texas communities. Their exceptional 4.8 rating reflects consistent customer satisfaction with competitive rates, transparent processes, and dedicated local service. As a community-focused bank, they provide comprehensive mortgage solutions including specialized rural and agricultural property financing that's particularly relevant for Charlotte residents.

Security Service Federal Credit Union operates a highly-regarded mortgage division that serves members throughout South Texas, including the Charlotte area. With their 4.7 customer rating, they're known for exceptional member service and competitive mortgage rates typically better than national banks. Their mortgage team specializes in helping rural community residents navigate the home buying process with personalized guidance. They offer special first-time homebuyer programs and have extensive experience with USDA rural development loans, making them an excellent choice for Charlotte homebuyers seeking community-focused lending.

Guild Mortgage maintains a strong San Antonio presence that serves the Charlotte market with specialized rural and suburban mortgage solutions. Their 4.6 rating reflects excellent customer service and expertise in Texas real estate markets. As a nationwide lender with deep local roots, they offer the best of both worlds: extensive loan products and competitive rates combined with personalized local service. Their team has particular expertise in USDA loans and rural property financing, making them well-suited to serve Charlotte residents. Guild is consistently recognized for their commitment to homeownership education and customer satisfaction.