Top 3 Mortgage Lenders in Commerce

Texas Republic Bank is a highly-rated community bank with deep roots in Hunt County and strong presence serving Commerce residents. As a local institution with personalized service, they offer competitive mortgage rates and flexible loan programs tailored to Northeast Texas homebuyers. Their mortgage team provides one-on-one guidance through the entire home financing process, with particular expertise in rural property loans and first-time homebuyer programs. The bank's local decision-making and community-focused approach make them a top choice for Commerce area residents seeking reliable mortgage services.

Supreme Lending is a nationally recognized mortgage company with strong Texas roots and extensive experience serving the Commerce area. With multiple physical branches throughout North Texas, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers and military families. Their digital mortgage platform combined with local loan officer support provides Commerce residents with both convenience and personalized service. Supreme Lending consistently receives high marks for their competitive rates, efficient closing processes, and exceptional customer service across thousands of reviews.

Guild Mortgage brings six decades of mortgage expertise to Commerce homebuyers through their strong North Texas presence. As one of the largest independent mortgage lenders in the U.S., they offer an exceptional range of loan products including unique down payment assistance programs that benefit Commerce area buyers. Their local loan officers understand the specific market dynamics of Hunt County and surrounding areas. Guild is particularly noted for their excellent customer service, educational approach to home financing, and ability to close loans efficiently while maintaining competitive interest rates.