Top 3 Mortgage Lenders in Cross Plains

First Financial Bank has been serving the Cross Plains area for decades through their Abilene location just 30 miles away. As one of the most established regional banks in West Texas, they offer deep local market knowledge and personalized mortgage services. Their mortgage team receives consistently excellent reviews for their responsiveness, competitive rates, and expertise with rural property financing. They understand the unique needs of Cross Plains homeowners and offer specialized construction and land loans perfect for the area.

While based in Tyler, First National Bank of East Texas has extensive experience serving rural Texas communities like Cross Plains. They specialize in agricultural and rural property lending with particular expertise in USDA loans that benefit Cross Plains residents. Their construction-to-permanent loan programs are ideal for the growing Cross Plains area. Customers consistently praise their knowledgeable loan officers who understand rural property valuation and the specific challenges of country living.

Benchmark Mortgage operates throughout Texas with loan officers who specifically serve the Cross Plains region. They receive outstanding customer reviews for their competitive rates, efficient processing, and exceptional communication throughout the loan process. As a mortgage-focused company rather than a traditional bank, they offer more flexible underwriting and specialized programs for various borrower situations. Their extensive experience with Texas rural properties makes them an excellent choice for Cross Plains homebuyers.