Top 3 Mortgage Lenders in Decatur

First National Bank of Decatur stands as the premier local mortgage lender in the Decatur community with over 130 years of continuous service. As a community bank deeply rooted in Wise County, they offer personalized mortgage services with local underwriting and decision-making. Their mortgage team has extensive experience with Texas property types including rural properties and acreage homes. Customers consistently praise their competitive rates, transparent process, and exceptional customer service, with many noting the advantage of working with lenders who understand the local real estate market intimately.

Benchmark Mortgage maintains a strong presence throughout North Texas including Decatur and Wise County. With multiple local loan officers specifically serving the Decatur area, they combine national lending power with local expertise. They are particularly noted for their efficient processing times and competitive jumbo loan products. The company has built an outstanding reputation for handling complex mortgage scenarios and providing educational resources to help borrowers make informed decisions. Their high customer satisfaction ratings reflect consistent performance across purchase and refinance transactions.

Fairway Independent Mortgage Corporation has established itself as a top mortgage lender serving the Decatur market through their nearby Denton office. They are particularly recognized for their competitive VA loan programs and excellent service for military families and veterans. The company consistently receives praise for their responsive communication and ability to close loans quickly. Their local loan officers have extensive knowledge of North Texas property values and market conditions, making them a trusted choice for Decatur homebuyers seeking reliable mortgage services with competitive rates and fees.