Top 3 Mortgage Lenders in Earth

South Plains Mortgage is a highly-rated regional lender based in Lubbock that extensively serves the Texas Panhandle region including Earth. With over two decades of experience, they specialize in rural and agricultural community lending, offering personalized service and competitive rates. Their expertise in USDA loans makes them particularly well-suited for Earth residents, and they have built a strong reputation for guiding clients through the entire mortgage process with exceptional customer care.

Happy State Bank has been serving the Texas Panhandle for over a century and maintains a strong mortgage division that serves rural communities like Earth. They offer specialized agricultural and rural property lending expertise with local decision-making authority. Their mortgage team provides competitive rates and personalized service, with particular strength in construction loans and rural development programs that benefit Earth area homeowners and landowners.

Plains Capital Bank operates throughout West Texas with a dedicated mortgage division that serves the Earth area. They combine local market knowledge with the resources of a larger regional bank, offering competitive rates and flexible loan options. Their mortgage specialists are known for providing straightforward guidance and efficient processing, particularly valuable for rural clients who need reliable financing solutions and personalized attention throughout the home buying process.