Top 3 Mortgage Lenders in Eddy

Abilene Teachers FCU is one of the highest-rated mortgage lenders serving West Texas, with exceptional customer satisfaction ratings and deep roots in the region. While based in Abilene (approximately 45 minutes from Eddy), they serve the entire Central Texas region including McLennan County. They offer highly competitive rates, personalized service from local loan officers, and specialize in first-time homebuyer programs. Their mortgage team has extensive experience with rural properties and agricultural areas like Eddy, making them particularly well-suited for the local market.

First Financial Bank has been serving Central Texas for over 130 years with a strong mortgage lending division that specializes in rural and small community lending. They have extensive experience with properties in areas like Eddy and understand the unique aspects of rural Texas real estate. Their local loan officers provide personalized service with quick decision times, and they offer specialized construction and lot loan programs that are particularly valuable in developing areas. The bank maintains strong community relationships throughout the region.

Guild Mortgage has a strong presence in West Texas with their San Angelo branch serving the broader region including Eddy. They are particularly noted for their exceptional customer service and flexible lending criteria. As a mortgage-focused company rather than a traditional bank, they offer specialized expertise and a wide variety of loan programs. Their local loan officers have extensive experience with rural Texas properties and understand the specific needs of communities like Eddy. Guild consistently receives high marks for their communication throughout the loan process and competitive rate offerings.