Top 3 Mortgage Lenders in Era

First State Bank is the closest established community bank to Era, located just 15 minutes away in Gainesville. With over 115 years serving Cooke County, they have deep roots in the local community and specialize in rural and agricultural lending. Their mortgage team provides personalized service with local underwriting decisions, making them ideal for Era residents seeking conventional, government, or construction loans. They consistently receive high marks for their responsive customer service and understanding of North Texas rural property needs.

Prosperity Bank serves the entire North Texas region including Cooke County where Era is located. With multiple branches throughout the area, they offer competitive mortgage rates and a wide variety of loan products. Their experienced loan officers specialize in both urban and rural properties, and they have particular expertise with Texas land loans and agricultural properties. Customers praise their efficient processing and local decision-making capabilities.

Serving North Texas for over 65 years, Landmark Credit Union has established itself as a trusted mortgage lender for communities throughout the region, including Era. They offer particularly competitive rates for members and have specialized programs for first-time homebuyers and rural property financing. Their mortgage team is praised for guiding borrowers through the entire process with clear communication and offering flexible terms that accommodate various financial situations common in rural Texas communities.