Top 3 Mortgage Lenders in Floydada

As the only local bank in Floydada, First National Bank has served the community for over a century, offering personalized mortgage services with deep roots in the area. Known for its commitment to customer satisfaction, competitive local rates, and flexible loan options, it provides a trusted, community-focused approach to home financing. While founded earlier than the typical range, its longevity and local expertise make it a top choice for Floydada residents seeking reliable, face-to-face service.

A well-established regional bank based in Texas, PlainsCapital Bank has a strong presence in West Texas and serves Floydada with a wide range of mortgage products. It is praised for its competitive rates, local underwriting expertise, and dedicated customer service. With decades of experience and a focus on community banking, it offers reliable financing solutions tailored to rural and urban homebuyers alike, backed by positive reviews and a solid reputation.

Guaranteed Rate is a highly-rated national mortgage lender known for its digital-first approach, competitive rates, and exceptional customer service. It serves Floydada residents with a streamlined online application process and a wide array of loan options. Founded in 2000, it has built a strong track record of reliability and customer satisfaction, with numerous awards and positive reviews highlighting its efficiency and support for homebuyers in diverse markets.