Top 3 Mortgage Lenders in Gallatin

Texas Bank and Trust is one of the most established and highly-rated regional lenders serving East Texas, including the Gallatin area. With over a century of community banking experience, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates on all major loan types and is particularly noted for exceptional customer service and deep understanding of rural and small-town Texas property markets. They maintain strong relationships with local real estate professionals and offer both in-person and digital mortgage solutions.

Prosperity Bank has a strong presence throughout East Texas and serves the Gallatin area with comprehensive mortgage solutions. As one of Texas's largest independent banks, they combine the resources of a major financial institution with local, personalized service. Their mortgage specialists are praised for responsiveness, competitive rates, and guiding borrowers through the entire process. They offer special programs for first-time homebuyers and have extensive experience with rural properties common in the Gallatin region.

Southside Bank is a Tyler-based institution with deep roots in East Texas that actively serves the Gallatin community. Their mortgage team receives high marks for local expertise, particularly with rural properties and acreage loans common in the area. They offer competitive rates and flexible terms, with mortgage officers who understand the unique aspects of East Texas real estate. The bank is known for its community commitment and provides both traditional branch service and modern digital mortgage applications, making them accessible to Gallatin residents.