Top 3 Mortgage Lenders in Girvin

While headquartered in San Antonio, Security Service Federal Credit Union maintains a strong West Texas presence with multiple branches serving the Permian Basin region including Girvin. They consistently earn top ratings for their competitive mortgage rates, exceptional member service, and comprehensive loan programs. As a credit union, they operate as a not-for-profit financial institution, often resulting in lower fees and better terms for borrowers. Their experienced mortgage team specializes in both conventional and government-backed loans, with particular expertise in serving the unique needs of West Texas homeowners and energy industry workers.

Benchmark Mortgage operates a highly-rated West Texas division serving the Permian Basin area including Girvin. With deep roots in the region's real estate market, they understand the unique property dynamics of rural West Texas communities. They consistently receive praise for their local expertise, responsive communication, and ability to handle complex financing scenarios. The company maintains an A+ rating with the Better Business Bureau and has built a reputation for closing loans on time while providing personalized service. Their loan officers have extensive experience with both urban and rural properties throughout the region.

Guild Mortgage maintains a strong Permian Basin presence with their Midland office actively serving Girvin and surrounding rural communities. They are particularly noted for their extensive first-time homebuyer programs and down payment assistance options, making homeownership more accessible in the West Texas market. Guild receives consistent high marks for their educational approach to mortgage lending, transparent communication, and reliable closing processes. Their experienced loan officers specialize in navigating the unique challenges of rural Texas properties while offering competitive rates and a wide variety of loan products to meet diverse borrower needs.