Top 3 Mortgage Lenders in Hico

Texas Republic Bank is a highly-rated community bank serving Erath County and surrounding areas including Hico. With over two decades of local lending experience, they offer personalized mortgage services with competitive rates. Their local underwriting and decision-making process allows for faster closings and flexible loan options. They're particularly known for their construction and agricultural lending expertise, making them an excellent choice for rural properties in the Hico area.

First Financial Credit Union serves multiple counties in North Central Texas, including Erath County where Hico is located. They offer competitive mortgage rates and personalized service with local loan officers who understand the rural Central Texas market. Their first-time homebuyer programs and low-down-payment options make homeownership accessible, while their digital mortgage application process provides convenience for busy borrowers.

Supreme Lending has a strong local presence in Stephenville with dedicated mortgage professionals serving the Hico community. As a national mortgage company with local expertise, they combine the resources of a large lender with personalized service. They're known for their efficient processing and wide variety of loan programs, including specialized options for rural properties common in the Hico area. Their team has extensive experience with Texas property types and local market conditions.