Top 3 Mortgage Lenders in Higgins

Happy State Bank has been serving the Texas Panhandle region for over a century with deep roots in rural communities like Higgins. Their mortgage team specializes in agricultural and rural property financing with exceptional local knowledge of Lipscomb County. They offer competitive rates with personalized service and have built a strong reputation for helping families throughout the Panhandle achieve homeownership. Their expertise in USDA rural development loans makes them particularly well-suited for Higgins area homebuyers.

American Southwest Credit Union serves members across the Texas Panhandle and offers specialized mortgage services for rural communities like Higgins. They are known for their competitive rates and low closing costs, with particular expertise in first-time homebuyer programs and USDA rural housing loans. Their local underwriting and decision-making process allows for faster closings and personalized attention to Higgins area residents seeking mortgage financing.

Panhandle Mortgage Services is a locally-owned mortgage broker with extensive experience serving rural Texas communities including Higgins. They work with multiple lenders to find the best rates and terms for each borrower's unique situation. Their team has deep knowledge of agricultural property financing and rural development loans, making them an excellent choice for Higgins residents. They are praised for their responsive communication and ability to navigate complex rural property transactions efficiently.