The Best Mortgage Lenders in Hurst, TX
Compare verified mortgage lenders serving Hurst, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Hurst
Featured Mortgage Lenders
Fairway Independent Mortgage
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage is a top-rated lender known for its exceptional customer service and competitive rates. With a strong presence in the Dallas-Fort Worth area, including Hurst, they offer a wide range of loan products and are praised for their efficient processing and personalized approach. Their high ratings and numerous positive reviews highlight their reliability and commitment to helping homebuyers achieve their goals.
Loan Types:
Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is renowned for its fast closings and customer-centric service, making it a popular choice in the Hurst area. They focus on streamlining the mortgage process and have a strong community involvement. With competitive rates and a variety of loan options, they have built a reputation for reliability and high customer satisfaction, supported by consistent positive feedback.
Loan Types:
Supreme Lending
Supreme Lending, Inc.
Supreme Lending is a well-established mortgage provider with a strong footprint in Texas, including service to Hurst. They are known for their expertise in various loan types and dedication to client education. Their high ratings reflect a track record of dependable service, competitive pricing, and a focus on building long-term relationships with borrowers.
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Frequently Asked Questions
Common questions about mortgage lending in Hurst, TX
What are the current mortgage rates like in Hurst, TX, and how do they compare to the national average?
Mortgage rates in Hurst typically align closely with national averages, but local competition among lenders in the Dallas-Fort Worth metroplex can sometimes lead to slightly more competitive offers. It's common to see rates influenced by the overall Texas economy and housing demand. For the most accurate comparison, it's best to get quotes from several local credit unions and regional banks that actively lend in Tarrant County.
Are there any down payment assistance programs specifically for buying a home in Hurst?
Yes, homebuyers in Hurst can access the Texas Department of Housing and Community Affairs (TDHCA) programs, like the Texas Homebuyer Program, which offers down payment assistance and competitive interest rates for eligible borrowers. Additionally, the Fort Worth-based Homeownership Center of Tarrant County provides counseling and may have resources applicable to Hurst residents. These programs often have income and purchase price limits tailored to the area.
How does Hurst's property tax rate affect my monthly mortgage payment and loan qualification?
Hurst's property tax rate is a significant factor, as Tarrant County taxes are relatively high, often ranging from 2.2% to 2.5% of the home's appraised value. Lenders will include this estimated tax payment in your debt-to-income ratio, which can reduce the loan amount you qualify for compared to areas with lower taxes. It's crucial to budget for this when determining how much house you can afford in Hurst.
What should I know about the appraisal process for a home in Hurst's competitive market?
In Hurst's steady market, appraisals are generally straightforward but must reflect the city's specific neighborhood values, which can vary between established areas near Hurst Mall and newer developments. Appraisers will heavily use comparable sales ("comps") from Hurst and immediate neighboring cities like Euless and Bedford. In a multiple-offer situation, be prepared for the possibility of an appraisal gap if your offer exceeds the appraised value.
Are there specific mortgage lenders or credit unions in Hurst that have expertise with local homebuyers?
Absolutely. Local institutions like EECU (Educational Employees Credit Union), which has a branch in Hurst, and other regional banks deeply understand the Tarrant County market. They often offer specialized first-time homebuyer seminars and have loan officers familiar with Hurst's specific neighborhoods, property types, and common issues like older foundation repairs in some mid-century homes, which can streamline the lending process.
Nearby Cities
Explore mortgage lenders in cities near Hurst, TX
Why Choose a Mortgage Lender in Hurst?
Local Market Knowledge
Lenders who understand Hurst's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Texas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Hurst and get competitive rates on your home loan.