Top 3 Mortgage Lenders in Kerrville

Guadalupe Credit Union stands as Kerrville's premier local mortgage lender with deep community roots spanning over 65 years. As a member-owned financial cooperative, they consistently earn exceptional ratings for personalized service and competitive rates. Their mortgage team specializes in Texas Hill Country home financing with extensive knowledge of local market conditions. Customers consistently praise their responsive communication, streamlined application process, and ability to close loans efficiently. Their not-for-profit structure often results in lower fees and better terms than traditional banks, making them a top choice for Kerrville residents seeking conventional, VA, FHA, and construction loans.

Security Service FCU brings strong regional mortgage expertise to Kerrville homeowners with multiple branches throughout the Texas Hill Country. As one of the largest credit unions in the region, they offer competitive rates and exceptional customer service ratings. Their mortgage team specializes in first-time homebuyer programs, VA loans (important for the nearby VA hospital community), and construction financing. With digital mortgage applications and local loan officers who understand the Kerrville market, they provide a seamless experience from application to closing. Their long-standing reputation and comprehensive loan products make them a trusted choice for Kerrville area residents.

Alamo Capital Mortgage represents Kerrville's top-rated local mortgage brokerage, earning nearly perfect customer satisfaction ratings for their personalized approach and expert guidance. As an independent mortgage broker, they have access to multiple lenders and can shop rates to find the best terms for each client's unique situation. Their team specializes in complex financing scenarios, investment properties, and custom construction loans that are common in the Hill Country region. With deep local market knowledge and relationships with title companies and real estate professionals throughout Kerrville, they provide an exceptionally smooth mortgage process. Their commitment to transparent communication and finding creative solutions has made them a highly recommended choice among Kerrville homebuyers.