Top 3 Mortgage Lenders in Kress

Platinum Home Mortgage is a highly-rated local mortgage company serving the South Plains region including Kress. With exceptional 4.9-star ratings across multiple platforms, they specialize in rural and agricultural community lending. Their team has extensive experience with USDA loans, which are particularly relevant for Kress area homebuyers. They're known for personalized service, competitive rates, and deep understanding of West Texas real estate markets.

As one of the largest and most established financial institutions in West Texas, City Bank has been serving communities like Kress for over a century. They maintain strong 4.8-star ratings for their mortgage services and have deep roots in agricultural and rural lending. Their construction loan expertise is particularly valuable in developing areas, and they offer specialized programs for first-time homebuyers and rural property financing.

Happy State Bank has a strong presence throughout the Texas Panhandle and South Plains regions, serving rural communities like Kress with dedicated mortgage services. With over a century of experience, they offer competitive rates and personalized service for both purchase and refinance loans. Their expertise in USDA and rural development loans makes them an excellent choice for Kress area borrowers, and they're known for their community-focused approach to lending.