The Best Mortgage Lenders in Lewisville, TX
Compare verified mortgage lenders serving Lewisville, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Lewisville
Featured Mortgage Lenders
CrossCountry Mortgage
CrossCountry Mortgage, LLC
CrossCountry Mortgage's Lewisville office stands out as one of the highest-rated mortgage lenders in the area with exceptional customer satisfaction ratings. They offer personalized service with a local team that understands the North Texas market specifically. Their extensive loan portfolio and competitive rates, combined with their dedication to guiding clients through the entire mortgage process, make them a top choice for Lewisville homebuyers and those refinancing in the area.
Loan Types:
Supreme Lending
Supreme Lending
Supreme Lending, headquartered in Dallas, has built an outstanding reputation throughout the DFW metroplex including Lewisville. With nearly three decades of experience, they offer comprehensive mortgage solutions and are particularly known for their construction and renovation loan expertise. Their local presence and deep understanding of the North Texas real estate market, combined with competitive rates and excellent customer service, make them a preferred lender for many Lewisville residents.
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Texans Credit Union
Texans Credit Union
Texans Credit Union has been serving North Texas communities for over six decades and maintains a strong presence in Lewisville and throughout the DFW area. As a member-owned financial institution, they typically offer more competitive rates and lower fees than traditional banks. Their mortgage team provides personalized service and educational resources to help members make informed decisions. Their deep community roots and commitment to member satisfaction make them an excellent choice for Lewisville homebuyers seeking a trusted local financial partner.
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Frequently Asked Questions
Common questions about mortgage lending in Lewisville, TX
What are the current mortgage rates like in Lewisville, TX, and how do they compare to the national average?
Mortgage rates in Lewisville typically align closely with national averages but can be influenced by local lender competition and Texas's overall strong housing market. As of recent trends, rates in the Dallas-Fort Worth metroplex, including Lewisville, are often very competitive. It's advisable to compare offers from both large national banks and strong regional lenders or credit unions operating in Denton County.
Are there any down payment assistance programs specifically for first-time homebuyers in Lewisville?
Yes, Lewisville homebuyers can access the Texas Department of Housing and Community Affairs (TDHCA) programs like the My First Texas Home loan, which offers competitive rates and down payment assistance. Additionally, the City of Lewisville itself does not currently offer a municipal program, but buyers should explore programs from Denton County and the Dallas-based Homeownership Center of America, which serve the area.
How does Lewisville's position in the DFW metroplex affect home appraisal values and the mortgage process?
Lewisville's stable demand as a suburb with good schools and access to major highways like I-35E generally supports strong and consistent property valuations. However, rapid growth in North Texas can sometimes lead to appraisal gaps if the contract price outpaces recent comparable sales. Working with a lender familiar with the local sub-markets within Denton County is crucial for a smooth appraisal process.
What should I know about property taxes in Lewisville when calculating my total monthly mortgage payment?
Property taxes in Lewisville (Denton County) are a significant component of your monthly escrow payment, as Texas has no state income tax but relatively high property tax rates. The combined rate for city, county, school, and other districts often falls between 2.3% and 2.7% of the appraised value. Your lender will use estimated taxes to calculate your debt-to-income ratio, so accurate budgeting is essential.
Are there specific mortgage considerations for buying a home in one of Lewisville's flood-prone areas near Lewisville Lake or the Trinity River?
Absolutely. Lenders will require flood insurance for properties in designated Special Flood Hazard Areas (SFHAs), which can add a substantial cost to your monthly payment. Even if not federally mandated, your lender may still require it based on their own risk assessment. It's critical to review the FEMA flood maps for the specific property and factor this insurance cost into your homebuying budget.
Nearby Cities
Explore mortgage lenders in cities near Lewisville, TX
Why Choose a Mortgage Lender in Lewisville?
Local Market Knowledge
Lenders who understand Lewisville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Texas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Lewisville and get competitive rates on your home loan.