Top 3 Mortgage Lenders in Lodi

Peoples Mortgage Company is one of East Texas's most highly-rated mortgage lenders with exceptional customer satisfaction ratings. They specialize in serving rural communities throughout East Texas, including Lodi, with particular expertise in USDA loans which are ideal for the Lodi area. Their team has extensive experience with agricultural properties and rural home financing, offering personalized service and competitive rates. With over two decades of operation, they've built a strong reputation for reliability and local market knowledge.

Benchmark Mortgage has a strong presence in East Texas with multiple offices serving rural communities like Lodi. They are particularly known for their construction and renovation loan programs, which are valuable in areas with older housing stock. Their local loan officers have deep knowledge of Smith County and surrounding rural markets, offering competitive rates and flexible underwriting. The company maintains an A+ BBB rating and has received numerous industry awards for customer service and lending excellence.

As one of East Texas's largest credit unions, ETFCU has been serving members in Smith County and surrounding rural areas for nearly seven decades. They offer particularly competitive mortgage rates to members and have specialized programs for agricultural and rural property financing. Their local underwriting and decision-making process allows for more flexibility with unique property types common in the Lodi area. The credit union is deeply embedded in the East Texas community and known for exceptional member service and local expertise.