Top 3 Mortgage Lenders in Lubbock

Prosperity Bank is a Texas-based community bank with a strong local presence in Lubbock, known for its personalized mortgage services and competitive rates. Founded in 1999, it has built a reputation for reliability and customer satisfaction, offering a wide range of loan products tailored to first-time homebuyers and refinancers. With high ratings for its friendly, knowledgeable staff and efficient processing, Prosperity Bank is a top choice for residents seeking trusted local lending expertise.

PlainsCapital Bank has been a cornerstone of the Lubbock mortgage market for over three decades, providing exceptional service and competitive loan options. With deep roots in West Texas, they are praised for their local decision-making, transparency, and commitment to community banking. Customers consistently highlight their smooth application process and supportive staff, making them a highly rated lender for both purchase and refinance mortgages in the region.

Guaranteed Rate is a nationally acclaimed mortgage lender with a robust presence in Texas, serving Lubbock through online tools and local support. Founded in 2000, it excels in providing fast, digital-friendly mortgage solutions with competitive rates and a variety of loan products. Highly rated for its customer service, innovative technology, and efficient closing processes, Guaranteed Rate is a top pick for borrowers seeking a seamless and reliable lending experience from a reputable company.