The Best Mortgage Lenders in Marietta, TX
Compare verified mortgage lenders serving Marietta, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Marietta
Featured Mortgage Lenders
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a top-rated lender with a strong presence in East Texas, serving Marietta and surrounding areas. Known for exceptional customer service and competitive rates, they have built a reputation for reliability and efficiency in processing mortgages. With over 28 years in business, they offer a wide range of loan options and personalized support, making them a preferred choice for homebuyers in the region. Their high ratings reflect consistent customer satisfaction and community involvement.
Loan Types:
New American Funding
New American Funding
New American Funding is a highly regarded mortgage lender with a national presence and dedicated service in Texas, including Marietta. They are praised for their diverse loan products, including options for first-time homebuyers and underserved communities. With over two decades of experience, they focus on transparency and fast closings, backed by strong customer reviews highlighting their responsive support and competitive rates. Their commitment to innovation and customer care makes them a standout choice.
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Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a reputable lender with a strong regional footprint in Texas, offering reliable services to Marietta residents. They excel in providing streamlined mortgage processes and competitive rates, with a focus on community engagement and customer satisfaction. Founded in 2008, they have grown rapidly due to their efficient loan handling and dedicated local agents. High customer ratings underscore their ability to deliver personalized solutions and support throughout the homebuying journey.
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Frequently Asked Questions
Common questions about mortgage lending in Marietta, TX
What are the current mortgage rates like in Marietta, TX, and how do they compare to the national average?
Mortgage rates in Marietta typically align closely with national averages, but local lenders may offer competitive terms due to the smaller market. It's common to see rates slightly influenced by Texas's overall economic health and the specific lender's relationship with the local agricultural and residential community. Shopping with both local credit unions and regional banks is advised to find the best rate.
Are there any down payment assistance programs specifically for homebuyers in Marietta or Cass County?
Yes, homebuyers should explore the Texas Department of Housing and Community Affairs (TDHCA) programs, like the My First Texas Home loan, which are available statewide, including in Cass County. These programs offer competitive interest rates and down payment assistance for eligible first-time and repeat buyers. Additionally, consulting with a local Marietta lender is key, as they may have knowledge of smaller, regional or lender-specific grants.
How does the appraisal process work for unique or rural properties in the Marietta area?
Appraising rural properties around Marietta often requires an appraiser with specific expertise in land valuation, agricultural use, and well/septic systems, which are common. The process may take longer and cost slightly more than in urban areas due to the need for comparables from a wider geographic area. It's crucial to work with a lender experienced in rural mortgages to ensure a smooth appraisal.
What should I know about property taxes and insurance when calculating my mortgage payment in Marietta?
Cass County property taxes are a significant component of your monthly payment and can vary. Homeowners insurance in this region should also include coverage for risks like wind/hail, which are common in East Texas. Your lender will help you estimate these escrow items, but getting precise quotes from local insurance agents and checking the Cass County Appraisal District website for tax rates is highly recommended for accurate budgeting.
As a first-time homebuyer in Marietta, what local resources or lenders should I connect with first?
Start by connecting with local community banks or credit unions in Marietta, such as Austin Bank or Red River Credit Union, which have deep roots in the area and understand the local market. They can provide personalized guidance on state programs like TDHCA and USDA Rural Development loans, which are highly relevant for the Marietta area. Attending a HUD-approved homebuyer education course, often available online or through nearby housing counselors, is also a valuable first step.
Why Choose a Mortgage Lender in Marietta?
Local Market Knowledge
Lenders who understand Marietta's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Texas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Marietta and get competitive rates on your home loan.