Top 3 Mortgage Lenders in Matador

City Bank has been serving West Texas communities for over 35 years with a strong focus on rural and agricultural lending. They have extensive experience with rural property financing and USDA loans, making them particularly well-suited for Matador residents. Their mortgage team receives consistently high marks for personalized service, local underwriting decisions, and competitive rates. As a community bank with deep roots in West Texas, they understand the unique needs of rural property buyers and offer construction loans perfect for building in areas like Motley County.

PlainsCapital Bank has a strong presence throughout West Texas and specializes in serving rural communities. They offer comprehensive mortgage solutions including land loans and construction financing, which are particularly valuable for Matador area properties. Their local loan officers have extensive experience with rural appraisals and property types common in Motley County. The bank receives excellent reviews for their responsive service, competitive rates, and understanding of agricultural and rural lending needs.

Happy State Bank has been serving Texas communities for over a century and maintains a strong commitment to rural lending. Their mortgage team specializes in West Texas properties and offers USDA rural development loans that are ideal for Matador homebuyers. They're known for their local decision-making process and personalized approach to mortgage lending. Customers consistently praise their knowledgeable staff, efficient processing, and competitive loan products tailored to rural Texas markets.