Top 3 Mortgage Lenders in Memphis

Amarillo Federal Credit Union is one of the most highly-rated mortgage lenders serving the Texas Panhandle region, including Memphis. With over 70 years of financial service experience, they offer personalized mortgage solutions with competitive rates and exceptional member service. Their mortgage team has deep roots in the local community and specializes in helping rural and small-town homebuyers navigate the financing process. They consistently receive top marks for their transparent communication, local underwriting decisions, and commitment to finding the right loan products for each borrower's unique situation.

FirstBank & Trust has built a strong reputation as a community-focused mortgage lender serving the entire Texas Panhandle region, including Memphis residents. With local decision-making authority and deep knowledge of rural property financing, they excel at helping borrowers in smaller communities. Their mortgage team is praised for being highly responsive, knowledgeable about agricultural and rural properties, and providing competitive rate options. The bank's long-standing presence in the region ensures they understand the unique needs of Memphis area homebuyers and offer flexible underwriting for various property types.

Happy State Bank has been serving Texas communities for over a century and maintains a strong mortgage lending presence throughout the Panhandle region, including Memphis. Their experienced mortgage team is known for providing personalized service and competitive loan products tailored to rural and small-town markets. They receive consistent praise for their local underwriting expertise, particularly with ranch properties and agricultural land. The bank's commitment to community banking principles means Memphis residents receive dedicated service from loan officers who understand the local real estate market and can provide flexible financing solutions.