Top 3 Mortgage Lenders in Midland

FirstCapital Credit Union stands out as Midland's premier local mortgage lender with deep community roots and exceptional customer satisfaction. As a member-owned financial institution headquartered in Midland, they offer personalized service and competitive rates specifically tailored to West Texas residents. Their mortgage team has extensive experience with local real estate markets and offers a comprehensive range of loan products including specialized options for energy industry workers. With consistently high ratings for both customer service and loan processing efficiency, they provide the advantage of local decision-making and understanding of the unique Permian Basin housing market.

Guild Mortgage maintains a strong physical presence in Midland with a local branch that has served the community for over 15 years. As a nationwide lender with deep Texas roots, they combine the stability of a large institution with localized service. They are particularly noted for their expertise in VA loans and first-time homebuyer programs, with loan officers who understand the specific needs of Midland's diverse population including military families and oil industry professionals. Their efficient processing and underwriting capabilities, combined with competitive rates, make them a top choice for both purchase and refinance transactions in the Permian Basin region.

Lennox Mortgage Labs has established itself as a leading mortgage broker in Midland with a reputation for innovative lending solutions and exceptional customer service. As a local brokerage with strong regional connections, they leverage multiple lender relationships to secure competitive rates and flexible terms for Midland homebuyers. They specialize in complex loan scenarios including self-employed borrowers, investment properties, and construction loans - particularly valuable in Midland's dynamic energy-driven economy. Their team's extensive knowledge of local market conditions and commitment to transparent communication has earned them consistently high customer satisfaction ratings and repeat business throughout the Permian Basin.