Top 3 Mortgage Lenders in Oakhurst

Polk County Federal Credit Union is a highly-rated local financial institution serving Oakhurst and surrounding Polk County communities for over 40 years. They maintain exceptional 4.8-star ratings across multiple review platforms with customers praising their personalized service, competitive rates, and deep understanding of rural property financing. As a community-focused credit union, they specialize in helping local residents with various mortgage options including USDA loans perfect for Oakhurst's rural character. Their mortgage team provides one-on-one guidance through the entire homebuying process.

Benchmark Mortgage's Conroe branch serves the Oakhurst area with exceptional 4.9-star ratings and extensive experience in East Texas mortgage lending. They specialize in rural and suburban property financing with particular expertise in USDA loans that benefit Oakhurst homebuyers. Customers consistently praise their responsive communication, competitive rates, and efficient closing processes. With over two decades in business, they've built a strong reputation for handling complex financing scenarios while maintaining personalized service. Their local loan officers understand the specific market dynamics of the Oakhurst area.

Guild Mortgage maintains a strong presence in the greater Houston area serving Oakhurst with their Woodlands location. With over 60 years in the mortgage industry and consistent 4.7-star ratings, they offer extensive experience with rural property financing including USDA loans ideal for Oakhurst. Customers highlight their educational approach, transparent communication, and ability to secure competitive rates. Guild specializes in first-time homebuyer programs and offers unique renovation loan options that can be valuable for Oakhurst properties needing updates. Their local team provides dedicated support throughout the mortgage process.