Top 3 Mortgage Lenders in Oakland

Allegiance Credit Union stands out as a top-rated mortgage lender serving the Oakland area with exceptional customer satisfaction ratings. As a member-owned financial institution, they offer highly competitive rates and personalized service that larger banks often can't match. Their mortgage team has extensive experience with Texas-specific lending requirements and provides comprehensive guidance through the entire home buying process. With multiple loan options including specialized programs for first-time homebuyers and flexible underwriting standards, they've built a strong reputation for making the mortgage process smooth and transparent.

Supreme Lending is a nationally recognized mortgage company with deep roots in Texas and strong presence in the Greater Houston area serving Oakland residents. With over two decades of experience, they've consistently maintained excellent ratings for their competitive rates, efficient processing, and exceptional customer service. Their local loan officers understand the specific needs of Texas homebuyers and offer a wide range of mortgage products with streamlined digital application processes. The company is particularly praised for their responsive communication and ability to close loans quickly while maintaining the highest professional standards.

Guild Mortgage brings six decades of mortgage lending expertise to the Oakland area with a strong focus on community-based service and innovative loan solutions. As one of the largest independent mortgage lenders in the U.S., they combine the resources of a national company with localized service through their Houston-area branches. They're particularly recognized for their extensive first-time homebuyer programs and down payment assistance options, making homeownership more accessible. Their dedicated loan officers provide personalized guidance throughout the entire process, and their in-house underwriting and processing ensure efficient loan closings with competitive rates.