Top 3 Mortgage Lenders in Palacios

Bay City Finance & Mortgage is a highly-rated local mortgage company serving the Texas Gulf Coast region including Palacios. With over 15 years of experience, they specialize in residential lending for Matagorda County and surrounding areas. Their team offers personalized service and deep knowledge of local real estate markets. They are particularly strong with VA and FHA loans, making them excellent for military families and first-time homebuyers. Their local presence allows for quick processing and understanding of area-specific lending requirements.

Prosperity Bank has been serving South Texas communities for over 70 years and maintains a strong presence throughout the Palacios area. As a regional bank with deep Texas roots, they offer competitive mortgage rates and personalized service through local branch relationships. Their mortgage team understands the unique aspects of coastal property financing and offers comprehensive lending solutions. With their long-standing community commitment and full banking services, they provide a one-stop solution for many Palacios area homebuyers.

Union Home Mortgage operates throughout Texas with a strong reputation for customer service and competitive lending options. While based in the Houston metro area, they actively serve the Palacios region and understand the specific needs of coastal community homebuyers. With over 50 years in business, they offer stability and expertise across all loan types, particularly excelling in conventional and government-backed loans. Their digital mortgage process combined with local market knowledge makes them a reliable choice for Palacios residents seeking a streamlined lending experience.