Top 3 Mortgage Lenders in Palmer

First National Bank of Ellis County is a highly-rated community bank with deep roots in the Palmer area, located just 15 minutes away in Waxahachie. As a local institution serving Ellis County for over two decades, they offer personalized mortgage services with competitive rates and exceptional customer care. Their mortgage team specializes in rural and suburban properties, making them an ideal choice for Palmer residents seeking conventional, FHA, and USDA loans with local decision-making and community-focused service.

LegacyTexas Bank, now operating as Prosperity Bank, has a strong presence throughout North Texas and serves the Palmer community with comprehensive mortgage solutions. With multiple branches throughout Ellis County and the DFW metroplex, they offer competitive rates and a wide range of loan products. Their experienced mortgage officers understand the unique needs of rural communities like Palmer while providing the resources of a larger regional bank, including specialized construction loans and refinancing options.

The Mortgage Firm is a highly-rated mortgage brokerage with extensive experience serving the DFW metroplex, including rural communities like Palmer. As a broker, they have access to multiple lenders and can shop for the best rates and terms for Palmer residents. They specialize in first-time homebuyer programs and USDA loans, which are particularly relevant for the Palmer area. Their team provides personalized service with quick turnaround times and has built a strong reputation for helping clients navigate complex mortgage scenarios successfully.