Top 3 Mortgage Lenders in Panhandle

As the largest locally-owned bank in the Texas Panhandle, Amarillo National Bank has served the region for over 130 years with deep community roots and exceptional customer service. Their mortgage team offers personalized service with competitive rates and extensive knowledge of the local Panhandle real estate market. They provide a full range of mortgage products with in-house processing and underwriting, ensuring efficient closings and local decision-making. Their longstanding reputation and commitment to the Panhandle community make them a top choice for residential lending.

Specifically created to serve the Panhandle region, PPHEA has been providing affordable mortgage solutions to Texas Panhandle residents for over 50 years. They specialize in first-time homebuyer programs and down payment assistance, offering some of the most competitive rates and terms in the region. As a nonprofit organization focused exclusively on the Panhandle area, they understand the unique needs of rural and small-town borrowers. Their dedicated mortgage professionals provide exceptional guidance through the entire homebuying process with a commitment to community development.

With deep roots throughout the Texas Panhandle, Happy State Bank has been serving the region for over a century and maintains a strong presence in Panhandle and surrounding communities. Their mortgage division offers comprehensive lending services with local underwriting and decision-making, ensuring quick turnaround times and personalized service. They excel in agricultural and rural property financing while offering competitive conventional and government loan programs. Their commitment to the Panhandle region and extensive experience with local property types makes them a trusted choice for area homebuyers.