Top 3 Mortgage Lenders in Pendleton

Security Service FCU is one of the largest credit unions in Texas with a strong presence throughout Central Texas, including service to Pendleton area residents. They consistently receive exceptional ratings for customer service and competitive mortgage rates. As a member-owned financial cooperative, they offer personalized service with local decision-making and have extensive experience with rural property financing, which is particularly relevant for the Pendleton market. Their mortgage specialists are known for guiding borrowers through the entire process with transparency and expertise.

PrimeLending's Temple office serves the entire Central Texas region including Pendleton, with loan officers who specialize in rural and suburban property financing. They maintain exceptional customer satisfaction ratings due to their streamlined application process, competitive rates, and local underwriting expertise. The Temple team has deep knowledge of the local real estate market and works closely with area real estate agents. Their strong VA loan program is particularly valuable given the proximity to Fort Hood military community.

Guild Mortgage's Waco branch serves clients throughout Central Texas, including Pendleton residents, with a reputation for exceptional service and flexible lending solutions. They specialize in serving diverse borrower needs including rural properties and have strong government loan programs. Guild is particularly noted for their hands-on approach with local loan processing and underwriting, which ensures smoother transactions. Their extensive experience with USDA rural development loans makes them an excellent choice for Pendleton area homebuyers seeking rural property financing.