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Home/Texas/Penitas
Penitas, TX

Top 3 Mortgage Lenders in Penitas

Compare verified mortgage lenders serving Penitas, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
601+
Reviews
9
Loan Types

Available Loan Programs in Penitas

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction Loans
Renovation Loans

Featured Mortgage Lenders

1

Security Service Federal Credit Union

Security Service Federal Credit Union

★★★★☆
4.8/5

Security Service FCU is one of the largest credit unions in South Texas with a strong presence throughout the Rio Grande Valley, including service to Penitas residents. They offer highly competitive mortgage rates and personalized service through their local branches in the McAllen/Edinburg area. Their extensive experience and member-focused approach have earned them exceptional customer satisfaction ratings, with many reviewers praising their responsive loan officers and smooth closing processes.

Experience:65 years
Reviews:285 customer reviews
16211 La Cantera Parkway, San Antonio, TX 78256

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Rio Grande Valley Mortgage Brokers

Rio Grande Valley Mortgage Brokers

★★★★☆
4.9/5

This locally-owned mortgage brokerage specializes in serving the entire Rio Grande Valley region, including Penitas. They are particularly noted for their expertise in working with first-time homebuyers and navigating unique border region financing situations. With bilingual staff and deep knowledge of the local real estate market, they provide personalized guidance through the entire mortgage process. Their high rating reflects consistent customer satisfaction and their ability to secure competitive financing options.

Experience:15 years
Reviews:127 customer reviews
801 Nolana Street, McAllen, TX 78504

Loan Types:

FHAVAConventionalUSDAFirst-time HomebuyerRefinanceConstruction Loans
3

Guild Mortgage Company - McAllen Branch

Guild Mortgage Company

★★★★☆
4.7/5

Guild Mortgage has a strong local presence in the Rio Grande Valley with their McAllen branch actively serving Penitas and surrounding communities. As a national lender with deep local roots, they offer the resources of a large company combined with personalized service. They are particularly recognized for their extensive first-time homebuyer programs and flexible underwriting. Customers consistently praise their knowledgeable loan officers who provide clear communication throughout the mortgage process and their ability to close loans efficiently.

Experience:60 years
Reviews:189 customer reviews
4400 N. 10th Street, Suite 150, McAllen, TX 78504

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceRenovation Loans

Why Choose a Mortgage Lender in Penitas?

Local Market Knowledge

Lenders who understand Penitas's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Texas.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Penitas and get competitive rates on your home loan.