Top 3 Mortgage Lenders in Plains

The Wyatt Mortgage Team at City Bank is one of the highest-rated mortgage lenders in West Texas, serving the Plains area with exceptional customer service and competitive rates. With over 15 years of experience, Jason Wyatt and his team specialize in both purchase and refinance loans, including specialized programs for veterans, rural properties, and construction loans. Their strong local presence and community involvement make them a trusted choice for homeowners throughout the South Plains region, with numerous five-star reviews praising their responsiveness and smooth closing process.

Plains Capital Bank has deep roots in West Texas and serves the Plains community with a comprehensive range of mortgage products. As a Texas-based bank founded in 1988, they understand the unique needs of rural and agricultural communities. Their mortgage team offers personalized service with local underwriting decisions, making the process efficient for homebuyers in smaller communities. They're particularly strong in construction lending and agricultural property financing, with competitive rates and a reputation for reliability throughout the region.

Happy State Bank, while headquartered in the Texas Panhandle, has established a strong presence throughout West Texas and serves the Plains area with dedicated mortgage services. With over a century of banking experience, they offer the stability of a long-standing institution combined with modern mortgage solutions. Their local loan officers understand the specific needs of rural Texas communities and provide personalized guidance through the entire home buying process. They're particularly noted for their competitive construction loan programs and excellent customer service for first-time homebuyers.