Top 3 Mortgage Lenders in Plano

CrossCountry Mortgage's Plano office, led by Scott St. Clair, maintains exceptional 4.9-star ratings across multiple platforms with nearly 200 reviews. This locally-operated branch combines the resources of a national lender with personalized Texas service. They specialize in competitive rate mortgages for Collin County homebuyers, with particular expertise in conventional loans, VA loans for military families, and jumbo financing for Plano's luxury market. Their team provides comprehensive guidance through the entire mortgage process with strong relationships with local real estate agents.

Guardian Mortgage has been a Texas-based lender since 1969 with deep roots in the Plano community. With a 4.8-star rating across nearly 300 reviews, they're renowned for their local underwriting and closing expertise. As a direct lender that services most of their loans, they offer exceptional consistency and personalized service. Specializing in both purchase and refinance transactions, they have particular strength in construction lending and renovation loans, making them ideal for North Texas homeowners looking to build or remodel.

Fairway Independent Mortgage's Plano branch maintains outstanding 4.9-star ratings with over 300 verified reviews. Founded in 1996, this employee-owned company has grown to become one of the nation's top mortgage lenders while maintaining strong local presence. The Plano team excels at competitive rate financing with particular expertise in first-time homebuyer programs and jumbo loans for Plano's growing luxury market. Their efficient processing and strong relationships with local real estate professionals make them a top choice for Collin County home financing.