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Home/Texas/Reagan
Reagan, TX

Top 3 Mortgage Lenders in Reagan

Compare verified mortgage lenders serving Reagan, Texas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
292+
Reviews
11
Loan Types

Available Loan Programs in Reagan

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Construction-to-Permanent
Lot Loans
Renovation
Reverse Mortgages

Featured Mortgage Lenders

1

Prosperity Bank Mortgage Department

Prosperity Bank

★★★★☆
4.8/5

Prosperity Bank stands out as a top regional lender serving Reagan and Central Texas with exceptional customer satisfaction ratings. As a Texas-based community bank founded in 1998, they have deep roots in the region and understand local real estate markets. Their mortgage team offers personalized service with competitive rates on all major loan types, including specialized rural lending options suitable for the Reagan area. With multiple branches throughout Central Texas and a reputation for straightforward, transparent lending processes, they consistently receive high marks for making home financing accessible and stress-free for both first-time and experienced homebuyers.

Experience:15 years
Reviews:89 customer reviews
400 Austin Avenue, Waco, TX 76701

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

Extraco Banks Mortgage Division

Extraco Banks

★★★★☆
4.7/5

Extraco Banks has been serving Central Texas communities for over a century, making them one of the most established and trusted mortgage lenders in the Reagan area. Their mortgage specialists are known for providing exceptional local service with deep knowledge of rural and small-town property financing. They offer particularly strong construction and land loan programs that are ideal for the Reagan market. With multiple locations throughout the region and a commitment to community banking values, Extraco consistently earns high customer satisfaction ratings for their responsive service, competitive rates, and expertise in Texas rural property lending.

Experience:12 years
Reviews:76 customer reviews
201 North 3rd Street, Temple, TX 76501

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance
3

Guild Mortgage - Waco Branch

Guild Mortgage Company

★★★★☆
4.9/5

Guild Mortgage's Waco branch serves the Reagan area with outstanding national resources combined with local expertise. As a dedicated mortgage lender with over 60 years in business, they bring extensive experience and highly competitive loan products to Central Texas homebuyers. Their team specializes in navigating the unique aspects of rural Texas properties while offering one of the widest ranges of loan programs in the industry. Guild consistently receives top ratings for their exceptional customer service, efficient processing, and ability to handle complex financing scenarios. Their strong digital platform combined with personalized local service makes them a preferred choice for buyers throughout the Reagan service area.

Experience:18 years
Reviews:127 customer reviews
1105 Wooded Acres Drive, Suite 405, Waco, TX 76710

Loan Types:

ConventionalFHAVAUSDAJumboRenovationReverse MortgagesRefinance

Why Choose a Mortgage Lender in Reagan?

Local Market Knowledge

Lenders who understand Reagan's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Texas.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Reagan and get competitive rates on your home loan.