Top 3 Mortgage Lenders in Ringgold

Supreme Lending is a highly-rated national mortgage company with strong Texas roots and excellent local presence in North Texas. Justin Miller's Wichita Falls branch consistently receives outstanding reviews for their personalized service and expertise in rural property financing, making them an excellent choice for Ringgold residents. They specialize in both purchase and refinance loans with competitive rates and have extensive experience with USDA loans which are particularly relevant for rural areas like Ringgold. Their team is known for responsive communication and smooth closing processes.

Texans Credit Union has been serving Texas communities for over 70 years and maintains strong membership across North Texas, including Montague County where Ringgold is located. While headquartered in Dallas, they actively serve rural communities throughout their footprint. They offer competitive mortgage rates for members and are particularly strong with first-time homebuyer programs and construction loans. Their local branch network and digital services make them accessible to Ringgold residents, and they consistently receive high marks for customer service and member satisfaction.

Capital Farm Credit is the leading rural lender in Texas with deep roots in agricultural communities. Their Henrietta branch is just 30 minutes from Ringgold and specializes specifically in rural property financing, making them exceptionally well-suited for the Ringgold area. They understand the unique needs of rural homebuyers and offer specialized loan programs for properties with acreage, agricultural use, and rural development. With over a century of experience serving Texas rural communities, they provide competitive rates and local underwriting expertise that national lenders often lack for rural properties.