Top 3 Mortgage Lenders in San Juan

Prosperity Bank stands out as a top-rated regional lender with deep roots in the Rio Grande Valley, serving San Juan residents with personalized mortgage solutions. Their local branch network and experienced loan officers understand the unique South Texas real estate market. Customers consistently praise their competitive rates, transparent process, and exceptional customer service. As a community-focused bank with decades of experience, they offer both conventional and government-backed loans with local underwriting decisions that benefit San Juan homebuyers.

Security Service FCU has built an outstanding reputation throughout South Texas for mortgage lending, serving San Juan with competitive rates and member-focused service. As a not-for-profit credit union, they often provide better terms and lower fees than traditional banks. Their mortgage team specializes in first-time homebuyer programs and offers comprehensive guidance through the entire home buying process. Members consistently report smooth closings, responsive communication, and loan officers who go above and beyond for Rio Grande Valley residents.

Guild Mortgage's McAllen office serves San Juan with exceptional mortgage services and innovative loan programs. As a national lender with strong local presence, they combine the resources of a large company with personalized service from experienced local professionals. They're particularly noted for their expertise in government loans and down payment assistance programs that benefit South Texas homebuyers. Customer reviews highlight their efficient processing, knowledgeable staff, and ability to handle complex mortgage scenarios while maintaining excellent communication throughout the loan process.