Top 3 Mortgage Lenders in Santa Elena

Security Service FCU is one of the largest credit unions in South Texas with a strong presence throughout the region, including service to Santa Elena area residents. With over 70 years of operation, they offer highly competitive mortgage rates and personalized service. Their mortgage specialists are known for guiding borrowers through the entire process with exceptional customer care. They consistently receive outstanding ratings for their transparent pricing, local underwriting, and commitment to member satisfaction.

IBC Bank has deep roots in South Texas and maintains a strong presence in the border region, including service to Santa Elena. As a community-focused bank with over five decades of experience, they understand the unique needs of rural and border community homeowners. Their local loan officers provide personalized mortgage solutions with competitive rates and flexible terms. IBC is particularly noted for their construction lending expertise and bilingual services that cater to the region's diverse population.

Guild Mortgage maintains a strong physical presence in South Texas with multiple branches serving the Rio Grande Valley region, including Santa Elena. With six decades of mortgage lending experience, they specialize in serving both urban and rural communities with a wide range of loan products. Their local loan officers are praised for their expertise in USDA rural housing loans, which are particularly relevant for Santa Elena area buyers. Guild consistently receives high marks for their efficient processing and dedicated customer service throughout the loan journey.