Top 3 Mortgage Lenders in Santa Maria

As one of South Texas's most established community banks, Lone Star National Bank has served the Rio Grande Valley for over 40 years with deep local market expertise. They maintain multiple branches throughout the region and specialize in understanding the unique real estate needs of South Texas communities. Their mortgage team offers personalized service with competitive rates and a wide variety of loan programs, making them a top choice for Santa Maria area homebuyers seeking local banking relationships with regional strength.

With over eight decades of service to South Texas communities, Tropical Financial Credit Union is one of the region's most trusted mortgage lenders. They consistently receive exceptional customer satisfaction ratings for their personalized approach and competitive member rates. Their mortgage specialists have extensive experience with the local real estate market and offer comprehensive guidance through the entire homebuying process. As a community-focused institution, they're deeply invested in serving Santa Maria and surrounding areas.

Guild Mortgage is a nationally recognized lender with strong local presence in South Texas, consistently earning top ratings for customer service and satisfaction. Their McAllen branch serves the entire Rio Grande Valley region including Santa Maria, with loan officers who have deep knowledge of the local market. They're particularly praised for their efficient processing, wide range of loan options, and exceptional communication throughout the mortgage process. With six decades of experience, they offer the stability of a national company combined with local expertise.