Top 3 Mortgage Lenders in Santa Rosa

Security Service FCU is one of the largest credit unions in Texas with a strong presence throughout South Texas, including service to Santa Rosa residents. They consistently receive exceptional ratings for their competitive mortgage rates, personalized service, and comprehensive loan options. With over six decades of experience, they offer specialized programs for first-time homebuyers and military families, along with local decision-making that speeds up the mortgage process. Their digital mortgage platform combines with local branch support to provide a seamless experience.

Frost Bank has been serving Texas communities for over 150 years with a strong regional presence in the Rio Grande Valley area, including Santa Rosa. They are renowned for their local decision-making, competitive rates, and exceptional customer service. Frost offers a wide range of mortgage products with the advantage of local loan officers who understand the specific market conditions in South Texas. Their construction and lot loan programs are particularly strong, making them an excellent choice for custom home building in the Santa Rosa area.

Homestar Financial is a highly-rated mortgage lender based in the Rio Grande Valley with extensive experience serving South Texas communities including Santa Rosa. They specialize in providing personalized mortgage solutions with exceptionally fast closing times and competitive rates. Homestar consistently earns top ratings for their responsive customer service and expertise in USDA rural development loans, which are particularly relevant for Santa Rosa homebuyers. Their local underwriting team and streamlined digital process make them a top choice for efficient mortgage processing.