Top 3 Mortgage Lenders in Scroggins

Benchmark Mortgage has been serving East Texas for over two decades with exceptional customer satisfaction ratings. As a locally-owned branch of a national lender, they combine personalized service with extensive lending resources. Their Tyler office specifically serves rural communities like Scroggins and specializes in USDA loans which are particularly relevant for the area. They're known for competitive rates, transparent communication, and expertise in both urban and rural property financing throughout Franklin County and surrounding regions.

As one of East Texas's most established community banks, Southside Bank has deep roots throughout the region including service to Scroggins and Franklin County. Their mortgage department consistently receives high marks for local decision-making, competitive rates, and exceptional customer service. They understand the unique needs of rural Texas homeowners and offer specialized construction and land loans. With multiple branches throughout East Texas, they provide convenient local service combined with the stability of a long-standing financial institution.

TJC Federal Credit Union serves members throughout East Texas including Scroggins residents, offering highly competitive mortgage rates typically below traditional banks. They excel at first-time homebuyer programs and USDA rural development loans perfect for the Scroggins area. Their mortgage team provides personalized guidance through the entire process with local underwriting decisions. As a member-owned cooperative, they prioritize member satisfaction over profits, resulting in exceptional service reviews and long-term customer relationships throughout the region.