Top 3 Mortgage Lenders in South Plains

As a division of PlainsCapital Bank, this mortgage lender has deep roots in West Texas and specifically serves the South Plains region with exceptional expertise. They consistently receive top ratings for their personalized service, local underwriting decisions, and extensive knowledge of rural and agricultural property financing. Their long-standing presence in Lubbock makes them particularly well-suited for South Plains residents seeking competitive rates and local decision-making.

City Bank has been serving the South Plains community for over a century, making them one of the most established and trusted mortgage lenders in the region. They excel in first-time homebuyer programs and construction loans, with local loan officers who understand the unique needs of South Plains residents. Their strong community involvement and local decision-making authority ensure quick turnaround times and personalized service.

While technically a credit union, TTCU offers comprehensive mortgage services throughout the South Plains region with exceptionally competitive rates for members. They serve anyone who lives, works, worships, or attends school in their 26-county service area covering the entire South Plains. Their member-focused approach, lower fees, and local underwriting make them a top choice for South Plains homebuyers seeking personalized service and community commitment.