Top 3 Mortgage Lenders in Spade

South Plains Mortgage is a highly-rated local mortgage company serving the entire South Plains region including Spade, Texas. With over two decades of experience, they specialize in rural and agricultural property financing, making them an excellent choice for Spade residents. They maintain a 4.9-star rating across multiple review platforms and are known for their personalized service, competitive rates, and deep understanding of West Texas real estate markets. Their team includes loan officers with extensive experience in rural property financing.

Plains Capital Bank has been serving West Texas communities for over 30 years and maintains a strong presence throughout the South Plains region. As a Texas-based community bank, they understand the unique needs of rural areas like Spade. They offer competitive mortgage rates and have specialized programs for agricultural and rural properties. Their mortgage team receives consistently high marks for customer service, responsiveness, and local decision-making capabilities. They have extensive experience with USDA rural development loans relevant to Spade homeowners.

Benchmark Mortgage's Lubbock office serves the entire South Plains region including Spade, Texas, with a dedicated team specializing in rural community lending. They maintain exceptional customer satisfaction ratings and are known for their streamlined digital mortgage process combined with personalized local service. Their expertise in USDA loans and rural property financing makes them particularly well-suited for Spade residents. The company has built a strong reputation for reliability, competitive pricing, and helping clients navigate complex rural property transactions.