Top 3 Mortgage Lenders in Stephenville

CrossCountry Mortgage's Stephenville branch is highly rated for its local expertise and personalized service. As a direct lender with in-house underwriting, they offer competitive rates and efficient processing. Their team specializes in rural property financing, which is particularly valuable in the Stephenville area, and they have strong relationships with local real estate professionals. The company maintains an A+ BBB rating and is known for transparent communication throughout the mortgage process.

First Financial Bank has deep roots in Texas communities including Stephenville, where they maintain a full-service branch. As a established regional bank, they offer the advantage of local decision-making combined with comprehensive banking services. Their mortgage team is praised for understanding the unique needs of Erath County residents, including agricultural and rural property financing. Customers appreciate their competitive rates, personalized service, and the convenience of having both mortgage and banking services in one location.

Guild Mortgage's Granbury office serves the Stephenville area with excellent reputation for government-backed loans, particularly VA and FHA programs. As a top-10 USDA lender nationally, they're well-equipped for Stephenville's rural housing needs. Their local loan officers have extensive knowledge of the North Texas market and are known for flexible underwriting and competitive rates. Guild maintains high customer satisfaction scores and offers a streamlined digital mortgage experience while maintaining personal service.