Top 3 Mortgage Lenders in Sunray

Happy State Bank has been serving the Texas Panhandle for over a century and maintains a strong presence in Sunray and surrounding communities. As a locally-owned community bank, they offer personalized mortgage services with competitive rates and deep understanding of rural Texas property markets. Their mortgage team provides exceptional customer service with quick local decision-making and flexible loan options tailored to agricultural and rural properties common in the Sunray area.

Plains National Bank is a well-established regional bank serving Moore County and the greater Sunray area with dedicated mortgage services. They specialize in rural and agricultural lending with deep local knowledge of the Sunray market. The bank offers competitive mortgage rates and personalized service through local loan officers who understand the unique needs of Panhandle homebuyers. Their construction lending expertise is particularly valuable for new home builds in the growing Sunray community.

Guild Mortgage maintains a strong Amarillo office that actively serves the Sunray area with extensive mortgage options and competitive rates. As a nationwide lender with local expertise, they offer specialized USDA and VA loan programs ideal for rural communities like Sunray. Their local loan officers provide personalized service with digital convenience, and they're known for exceptional customer satisfaction and efficient closing processes. Guild's wide range of loan products makes them a versatile choice for Sunray homebuyers.