Top 3 Mortgage Lenders in Vidor

Guaranty Bank & Trust has been serving Southeast Texas for over a century and is one of the most trusted local mortgage lenders in the region. While headquartered in Beaumont (just 15 minutes from Vidor), they have deep roots in Orange County and understand the local Vidor housing market intimately. They consistently receive exceptional ratings for their personalized service, competitive rates, and local underwriting decisions. As a community bank, they offer the advantage of local decision-making with the full range of mortgage products, making them particularly strong for first-time homebuyers and VA loans in this military-friendly region.

Prosperity Bank has established itself as a leading mortgage lender in Southeast Texas with a strong presence serving Vidor residents. They are particularly noted for their construction and lot loan expertise, which is valuable in Vidor's growing residential areas. Their local loan officers have extensive knowledge of Orange County property values and market conditions. Customers consistently praise their efficient processing, transparent communication, and competitive construction loan rates. The bank's Texas-based operations ensure understanding of local housing trends and regulatory requirements.

Guild Mortgage maintains a strong local presence in the Beaumont area that extends to comprehensive service for Vidor homebuyers. As a nationwide lender with deep local roots, they offer the best of both worlds - extensive loan product options combined with personalized local service. They are particularly recognized for their first-time homebuyer programs and flexible qualifying criteria. Guild receives high marks for their educational approach to mortgage lending and their ability to close loans quickly. Their renovation loan expertise is valuable for Vidor's mix of established homes and new construction opportunities.