Top 3 Mortgage Lenders in Waco

Baylor Mortgage stands out as Waco's premier local mortgage lender with deep community roots and exceptional customer satisfaction. As a locally owned and operated company, they specialize in personalized service and competitive rates specifically for Central Texas homebuyers. Their team of experienced loan officers provides comprehensive guidance through the entire mortgage process, with particular expertise in first-time homebuyer programs and construction loans. The company maintains a stellar 4.9-star rating across multiple review platforms, with customers consistently praising their responsiveness, transparency, and ability to close loans efficiently. Their local underwriting and decision-making process allows for faster approvals and more flexible solutions tailored to Waco's unique real estate market.

PrimeLending's Waco branch has established itself as one of the most reliable mortgage providers in Central Texas, combining national resources with local expertise. With over a decade serving the Waco community, their team offers a comprehensive range of loan products including specialized programs for military families, first-time buyers, and renovation projects. The company is particularly noted for their competitive rates and efficient processing, with many customers highlighting their educational approach that helps borrowers understand every aspect of their mortgage. Their 4.8-star rating reflects consistent excellence in customer service, with reviewers frequently mentioning the team's professionalism, attention to detail, and ability to handle complex financing scenarios with ease.

While based in nearby Temple, Benchmark Mortgage serves the entire Central Texas region including Waco with exceptional mortgage services and has built a strong reputation for reliability and expertise. Their team specializes in construction and renovation loans, making them an excellent choice for custom home projects in the growing Waco market. With a 4.7-star rating across multiple platforms, customers consistently praise their knowledgeable staff, transparent communication, and ability to navigate complex loan scenarios. The company's local loan officers have deep understanding of Central Texas real estate trends and work closely with Waco-area real estate agents and builders. Their construction-to-permanent loan program is particularly noteworthy, providing seamless financing for clients building new homes in the Waco area.