Top 3 Mortgage Lenders in Washington

As the premier community bank serving Washington County and surrounding areas for over a century, Citizens State Bank offers exceptional personalized mortgage services with deep local market knowledge. Their mortgage team provides competitive rates on all loan types with particular expertise in rural properties and agricultural lending. The bank maintains an outstanding reputation for customer service and local decision-making, ensuring smooth closings and personalized attention throughout the mortgage process.

As one of Texas's largest credit unions with strong presence throughout the region including Washington, TDECU offers highly competitive mortgage rates and exceptional member service. Their mortgage specialists provide comprehensive guidance through the entire home financing process with special programs for first-time homebuyers and flexible underwriting. Members consistently praise their transparent process, knowledgeable staff, and competitive closing costs.

With deep roots in Central Texas and extensive experience serving the Washington area, First Financial Bank offers sophisticated mortgage solutions through their dedicated lending team. They excel in construction lending and custom home financing while providing competitive conventional and government-backed loans. Their local underwriting authority and relationship-focused approach ensure responsive service and tailored solutions for each borrower's unique financial situation.