Top 3 Mortgage Lenders in Wayside

Amarillo Federal Credit Union is one of the most highly-rated mortgage lenders serving the Texas Panhandle region, including Wayside. As a member-owned financial cooperative, they offer personalized service and competitive rates. With over 70 years serving the community, they have built a strong reputation for transparent lending practices and local decision-making. Their mortgage team provides comprehensive guidance through the entire home loan process, from pre-approval to closing, with particular expertise in first-time homebuyer programs and VA loans.

First United Bank has been serving the Texas Panhandle for over a century and maintains a strong mortgage lending presence throughout the region, including Wayside. Their local mortgage experts provide personalized service with the backing of a substantial regional bank. They are particularly known for their competitive construction and land loan programs, which are valuable in rural areas like Wayside. Customers consistently praise their responsive communication and ability to close loans efficiently while maintaining competitive rates and fees.

PlainsCapital Bank, a subsidiary of Hilltop Holdings, provides comprehensive mortgage services throughout West Texas, including the Wayside area. With deep roots in Texas banking, they offer the stability of a larger financial institution while maintaining local underwriting and decision-making. Their mortgage team is recognized for expertise in agricultural and rural property financing, making them particularly well-suited for the Wayside market. They receive consistent praise for their professional service, competitive rates, and smooth closing processes.