Top 3 Mortgage Lenders in Wharton

As a longstanding Texas-based community bank with deep roots in Wharton, Prosperity Bank offers exceptional local mortgage services with personalized attention. Their mortgage team understands the unique needs of Wharton County residents and provides competitive rates with the reliability of a FDIC-insured institution. They excel in first-time homebuyer programs and local construction loans, with decision-makers available locally rather than through distant call centers.

With a strong presence across Texas including service to Wharton area, New American Funding consistently ranks among the top mortgage lenders for customer satisfaction. They offer innovative technology for streamlined applications and specialize in helping diverse borrowers, including their "New American Dream" program for underserved communities. Their local loan officers provide personalized service with the backing of a national lender's extensive product options and competitive pricing.

Guild Mortgage has served Texas communities for decades with a reputation for exceptional customer service and flexible lending criteria. They specialize in difficult-to-place loans and offer unique programs like their Zero Down Payment option for qualified buyers. With local branches throughout the region serving Wharton, they combine the personal touch of a local lender with the resources of a national company, consistently earning high marks for their communication throughout the loan process.